AI exposure: Financial Managers
Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.
Reading this score
computed45.2% of this occupation's weighted task load is exposed, which puts Financial Managers at the 82th percentile of 923 occupations. The capability is largely there. Its average task scores 3.1 out of 4 on what a current system can produce, and the frictions that hold other jobs in place are comparatively weak here.
What holds the line here is context. Across this occupation's 17 tasks it averages 2.18 out of 3, the highest of the five friction dimensions. In plain terms, the work depends on knowledge the model cannot hold. Much of this job runs on things that were never written down: what this particular organisation does, what happened last week, what the person across the table actually meant. That context is the barrier, and it erodes as systems are given more access.
The most exposed thing this job does is Evaluate data pertaining to costs to plan budgets, at 73.3%. The least is Network within communities to find and attract new business, at 11.7%. A gap of 61.7% between two parts of the same job is the reason this index publishes at task level. An occupation-wide number would have hidden both.
Within management occupations, this one is more exposed than most. The median across the 56 roles in the group is 41.2%, and only 7 of them score higher than this. Occupational families are not uniform, and the spread inside them is often wider than the gap between them.
What would move this score. Of 17 tasks, 12 are currently banded exposed, 2 assisted and 3 untouched. For that distribution to shift materially would take cheaper ways to verify output, since the cost of checking is currently doing more to hold this work in place than the cost of producing it. The score is re-computed every quarter against a fresh capability reference, and the change is published rather than quietly applied.
Task by task
17 tasks, O*NET 31.0| Task | Exposed | Assisted | Untouched | Importance | Band |
|---|---|---|---|---|---|
| Evaluate data pertaining to costs to plan budgets. | 73.3% | 26.7% | 0.0% | 3.61 | exposed |
| Develop or analyze information to assess the current or future financial status of firms. | 73.3% | 26.7% | 0.0% | 4.14 | exposed |
| Examine, evaluate, or process loan applications. | 73.3% | 26.7% | 0.0% | 3.98 | exposed |
| Prepare operational or risk reports for management analysis. | 73.3% | 26.7% | 0.0% | 3.65 | exposed |
| Communicate with stockholders or other investors to provide information or to raise capital. | 66.7% | 33.3% | 0.0% | 4.24 | exposed |
| Prepare financial or regulatory reports required by laws, regulations, or boards of directors. | 60.0% | 40.0% | 0.0% | 4.04 | exposed |
| Review collection reports to determine the status of collections and the amounts of outstanding balances. | 60.0% | 40.0% | 0.0% | 3.61 | exposed |
| Review reports of securities transactions or price lists to analyze market conditions. | 60.0% | 40.0% | 0.0% | 3.18 | exposed |
| Evaluate financial reporting systems, accounting or collection procedures, or investment activities and make recommendations for changes to procedures, operating systems, budgets, or other financial control functions. | 58.3% | 29.2% | 12.5% | 3.82 | exposed |
| Oversee the flow of cash or financial instruments. | 45.0% | 30.0% | 25.0% | 4.20 | exposed |
| Recruit staff members. | 40.0% | 35.0% | 25.0% | 3.78 | exposed |
| Establish procedures for custody or control of assets, records, loan collateral, or securities to ensure safekeeping. | 40.0% | 35.0% | 25.0% | 4.38 | exposed |
| Oversee training programs. | 23.3% | 26.7% | 50.0% | 3.47 | assisted |
| Approve, reject, or coordinate the approval or rejection of lines of credit or commercial, real estate, or personal loans. | 23.3% | 26.7% | 50.0% | 4.09 | assisted |
| Plan, direct, or coordinate the activities of workers in branches, offices, or departments of establishments, such as branch banks, brokerage firms, risk and insurance departments, or credit departments. | 17.5% | 20.0% | 62.5% | 4.13 | untouched |
| Establish and maintain relationships with individual or business customers or provide assistance with problems these customers may encounter. | 11.7% | 13.3% | 75.0% | 4.30 | untouched |
| Network within communities to find and attract new business. | 11.7% | 13.3% | 75.0% | 3.76 | untouched |
Task text and importance ratings sourced from O*NET 31.0. Shares computed. The occupation score is the importance-weighted mean. 1 task(s) lacked a usable O*NET weight and are shown but excluded from the weighting.
Where the score comes from
judgedEvery task is scored through the standardised work activities it maps to. These are this occupation’s averages on the six rubric dimensions. Capability is what AI can do; the other five are what stands in the way.
| Dimension | Mean | Scale |
|---|---|---|
| Capability | 3.06 | 0-4 |
| Embodiment | 0.12 | 0-3 |
| Presence | 0.85 | 0-3 |
| Accountability | 1.38 | 0-3 |
| Context | 2.18 | 0-3 |
| Verification cost | 1.59 | 0-3 |
What this means in practice
Where most of a role's weighted task load is exposed, the work that survives is usually the part of the job nobody wrote into the job description: deciding what should be produced rather than producing it, and being answerable for the result. The tasks lowest on this page are a better guide to where to spend your time than any general advice about the future of work.
Occupations either side of this one
The four closest scores in the same occupational family, then the four closest anywhere in the index.
Read this carefully. Exposure is not displacement. A high score means current AI systems can produce this work, not that anyone will stop paying a person to do it. Adoption depends on economics, regulation and inertia that this index deliberately does not model. How the score is built.