AI exposure: Financial Risk Specialists
Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.
Reading this score
computed53.4% of this occupation's weighted task load is exposed, which puts Financial Risk Specialists at the 91th percentile of 923 occupations. The capability is largely there. Its average task scores 3.3 out of 4 on what a current system can produce, and the frictions that hold other jobs in place are comparatively weak here.
What holds the line here is context. Across this occupation's 30 tasks it averages 1.97 out of 3, the highest of the five friction dimensions. In plain terms, the work depends on knowledge the model cannot hold. Much of this job runs on things that were never written down: what this particular organisation does, what happened last week, what the person across the table actually meant. That context is the barrier, and it erodes as systems are given more access.
The most exposed thing this job does is Draw charts and graphs, at 86.7%. The least is Recommend investments and investment timing to companies, investment firm staff, or the public, at 30.0%. A gap of 56.7% between two parts of the same job is the reason this index publishes at task level. An occupation-wide number would have hidden both.
Within business and financial operations occupations, this one is more exposed than most. The median across the 48 roles in the group is 47.1%, and only 12 of them score higher than this. Occupational families are not uniform, and the spread inside them is often wider than the gap between them.
What would move this score. Of 30 tasks, 27 are currently banded exposed, 3 assisted and 0 untouched. For that distribution to shift materially would take cheaper ways to verify output, since the cost of checking is currently doing more to hold this work in place than the cost of producing it. The score is re-computed every quarter against a fresh capability reference, and the change is published rather than quietly applied.
Task by task
30 tasks, O*NET 31.0| Task | Exposed | Assisted | Untouched | Importance | Band |
|---|---|---|---|---|---|
| Draw charts and graphs, using computer spreadsheets, to illustrate technical reports. | 86.7% | 13.3% | 0.0% | – | exposed |
| Monitor developments in the fields of industrial technology, business, finance, and economic theory. | 86.7% | 13.3% | 0.0% | – | exposed |
| Provide statistical modeling advice to other departments. | 80.0% | 20.0% | 0.0% | – | exposed |
| Gather risk-related data from internal or external resources. | 73.3% | 26.7% | 0.0% | – | exposed |
| Inform financial decisions by analyzing financial information to forecast business, industry, or economic conditions. | 73.3% | 26.7% | 0.0% | – | exposed |
| Maintain input or data quality of risk management systems. | 73.3% | 26.7% | 0.0% | – | exposed |
| Develop or implement risk-assessment models or methodologies. | 70.0% | 30.0% | 0.0% | – | exposed |
| Document, and ensure communication of, key risks. | 60.0% | 40.0% | 0.0% | – | exposed |
| Identify key risks and mitigating factors of potential investments, such as asset types and values, legal and ownership structures, professional reputations, customer bases, or industry segments. | 58.3% | 29.2% | 12.5% | – | exposed |
| Interpret data on price, yield, stability, future investment-risk trends, economic influences, and other factors affecting investment programs. | 58.3% | 29.2% | 12.5% | – | exposed |
| Track, measure, or report on aspects of market risk for traded issues. | 55.4% | 32.1% | 12.5% | – | exposed |
| Contribute to development of risk management systems. | 50.0% | 25.0% | 25.0% | – | exposed |
| Develop contingency plans to deal with emergencies. | 50.0% | 25.0% | 25.0% | – | exposed |
| Devise systems or processes to monitor validity of risk assessments. | 50.0% | 25.0% | 25.0% | – | exposed |
| Evaluate and compare the relative quality of various securities in a given industry. | 50.0% | 25.0% | 25.0% | – | exposed |
| Prepare plans of action for investment, using financial analyses. | 50.0% | 25.0% | 25.0% | – | exposed |
| Analyze areas of potential risk to the assets, earning capacity, or success of organizations. | 45.0% | 30.0% | 25.0% | – | exposed |
| Conduct statistical analyses to quantify risk, using statistical analysis software or econometric models. | 45.0% | 30.0% | 25.0% | – | exposed |
| Determine potential environmental impacts of new products or processes on long-term growth and profitability. | 45.0% | 30.0% | 25.0% | – | exposed |
| Devise scenario analyses reflecting possible severe market events. | 45.0% | 30.0% | 25.0% | – | exposed |
| Evaluate the risks and benefits involved in implementing green building technologies. | 45.0% | 30.0% | 25.0% | – | exposed |
| Evaluate the risks related to green investments, such as renewable energy company stocks. | 45.0% | 30.0% | 25.0% | – | exposed |
| Recommend ways to control or reduce risk. | 45.0% | 30.0% | 25.0% | – | exposed |
| Review or draft risk disclosures for offer documents. | 45.0% | 30.0% | 25.0% | – | exposed |
| Analyze new legislation to determine impact on risk exposure. | 40.0% | 35.0% | 25.0% | – | exposed |
| Produce reports or presentations that outline findings, explain risk positions, or recommend changes. | 40.0% | 35.0% | 25.0% | – | exposed |
| Consult financial literature to ensure use of the latest models or statistical techniques. | 36.7% | 13.3% | 50.0% | – | exposed |
| Confer with traders to identify and communicate risks associated with specific trading strategies or positions. | 35.0% | 40.0% | 25.0% | – | assisted |
| Meet with clients to answer queries on subjects such as risk exposure, market scenarios, or values-at-risk calculations. | 35.0% | 40.0% | 25.0% | – | assisted |
| Recommend investments and investment timing to companies, investment firm staff, or the public. | 30.0% | 45.0% | 25.0% | – | assisted |
Task text and importance ratings sourced from O*NET 31.0. Shares computed. The occupation score is the importance-weighted mean. 30 task(s) lacked a usable O*NET weight and are shown but excluded from the weighting.
Where the score comes from
judgedEvery task is scored through the standardised work activities it maps to. These are this occupation’s averages on the six rubric dimensions. Capability is what AI can do; the other five are what stands in the way.
| Dimension | Mean | Scale |
|---|---|---|
| Capability | 3.28 | 0-4 |
| Embodiment | 0.05 | 0-3 |
| Presence | 0.33 | 0-3 |
| Accountability | 1.27 | 0-3 |
| Context | 1.97 | 0-3 |
| Verification cost | 1.75 | 0-3 |
What this means in practice
Where most of a role's weighted task load is exposed, the work that survives is usually the part of the job nobody wrote into the job description: deciding what should be produced rather than producing it, and being answerable for the result. The tasks lowest on this page are a better guide to where to spend your time than any general advice about the future of work.
Occupations either side of this one
The four closest scores in the same occupational family, then the four closest anywhere in the index.
Read this carefully. Exposure is not displacement. A high score means current AI systems can produce this work, not that anyone will stop paying a person to do it. Adoption depends on economics, regulation and inertia that this index deliberately does not model. How the score is built.